TheUp turns the money data you choose to add into a plan you can understand. Record an expense with a sentence, review statement drafts, and ask “can I afford this?” before you buy.
Adding an expense is a sentence, not a form. Type it, and confirm the card the assistant hands back. Nothing is saved without your confirmation.
“Can I afford an 8,000 phone this month?” You get the actual numbers back — your projected balance and the effect on your goals.
Turn a PDF, CSV or receipt photo into reviewable drafts. Possible duplicates are flagged, and the original file is deleted within 24 hours.
Give every plan a target. Compare debt payoff strategies and see how today’s choices change tomorrow’s timeline.
Keep recurring charges and renewal dates visible. Review detected subscriptions and track price changes over time.
Use TheUp on your own or share selected data types with people you invite. Your unshared records stay yours.
Pick your currency, add one account. That is it — no long setup, no wall of forms before the app becomes useful.
Type it, use the quick form, or upload a statement. You review AI actions and imported drafts before they become part of your records.
See a safe-to-spend estimate, upcoming payments and a forecast built from the accounts, plans and recurring items you maintain.
TheUp helps organise the information you provide. It does not connect to your bank, move money or make financial decisions for you.
Read the full Privacy Policy and Terms of Use.